Terms and Conditions

Using This Website

This website belongs to Private Health Insurance Dade City, which works with clients in Dade City, Florida, and the surrounding area. By reading or browsing these pages, you agree to the terms below. If you do not agree, please stop using the site.

The site exists to explain the coverage we help people compare and to give you a way to reach us. There are no accounts, logins or online purchases here.

General Information, Not Personal Advice

The pages describe individual and family health insurance, ACA Marketplace plans, and dental, vision and accident coverage in general terms. Premiums, deductibles, networks and benefits are set by each insurance carrier and can change from year to year, sometimes between open enrollment periods.

Treat what you read here as a starting point. The written plan documents from the carrier are what actually govern your coverage, and we encourage you to read them before you enroll.

Phone Consultations

The only way to reach us is by phone at (352) 290-4271. A consultation carries no fee. It costs you nothing to have us check, because we are paid by the company you choose, not by you.

A conversation with us does not create coverage. A plan takes effect only after the carrier or the marketplace accepts your enrollment and any required premium is paid.

Decisions Made by Carriers

Eligibility, pricing, subsidy amounts and claim decisions are made by insurance carriers and government programs, not by us. We can explain options and help you compare plans side by side, but we cannot promise that any carrier will approve an application or pay a particular claim.

Content on This Site

The words, layout and images on this site are ours or used with permission. You are welcome to read, print or share a page for personal use. Please do not copy the site or present its content as your own.

Limits of Responsibility

We take care to keep these pages accurate, but we cannot promise that every detail is complete or current at the moment you read it. We are not responsible for losses that come from relying on the website text alone, or from the site being unavailable for a time.

Changes and Governing Law

We may update these terms as the site or our work changes. The version posted here is the one that applies. These terms are governed by the laws of the State of Florida.

If anything on this page is unclear, call us and we will walk through it with you.